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RBA holds cash rate steady amid economic uncertainty

8 July 2026Source: Reserve Bank of AustraliaEffective: 1 July 2025

The Reserve Bank of Australia has maintained the cash rate, citing balanced risks between inflation and employment.

What this means

The RBA has kept the cash rate unchanged, indicating a cautious approach to monetary policy as inflation moderates.

Why it matters

Stable interest rates affect business loan repayments, investment decisions and practice finance arrangements.

Who is affected

Business owners with variable-rate finance, investors, and medical practices with loans or equipment finance.

Recommended Action

No immediate action required, but review any variable-rate finance arrangements and consider fixing if rates are favourable.

What this means for doctors and medical practices

Practice owners with equipment finance or practice loans should review their arrangements — stable rates present a good opportunity to assess refinancing.

Related services

Reviewing your practice finance? Speak with us.

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